Get business loans up to $500,000 with competitive rates starting from 9.5% p.a. Quick approval, flexible repayment, and dedicated business banking support for your entrepreneurial journey.
Specialized services designed to support your business growth and financial needs.
Funds disbursed within 48-72 hours of approval.
Rates from 9.5% p.a. with flexible repayment options.
Unsecured loans up to ¥100,000 for established businesses.
Daily, weekly, or monthly repayment choices.
Tailored financing solutions for businesses of all sizes.
Ideal for new ventures and small businesses.
For established businesses aiming for growth.
For mature companies and larger enterprises.
Calculate how much funding your business can get
Maximum Eligible Funding
Eligibility based on 25% of annual revenue, business age, and type. Collateral may be required for higher amounts.
Choose the financing solution that fits your business needs.
Fund daily operations, manage cash flow gaps, and cover short-term expenses.
Purchase or lease machinery, vehicles, and other commercial equipment.
Launch or expand your startup with dedicated financing options.
Procure inventory, raw materials, or goods for sale.
Access uncollected receivables to improve cash flow.
Purchase, construct, or renovate commercial properties.
6 Months*
*Unsecured loan term up to 3 years¥50,000 Annual Revenue
650+
Last 2 Years
Startups with a solid business plan and founder investment may also qualify.
Preferential rates determined by business profile and loan type.
| Sport Types | Interest Rate Range | Service Fee | Loan Amount | Loan Term |
|---|---|---|---|---|
| Working Capital Loans | Annual interest rate 9.5% - 12.5% | 1% - 2% | 10,000 - 500,000 | 6 - 36 months |
| Equipment Financing | Annual interest rate 10.5% - 13.5% | 1.5% - 2% | Up to 90% of equipment cost | 12 - 60 months |
| Startup Loans | Annual interest rate 11.5% - 15% | 2% - 3% | 5,000 - 50,000 | 12 - 36 months |
| Inventory Financing | Annual interest rate 10% - 13% | 1% - 1.5% | Up to 80% of inventory value | 3 - 12 months |
| hth focuses on 覆盖足球、篮球等热门赛事，资讯实时更新, delivering a professional and reliable experience. | Annual interest rate 9.8% - 12.8% | 1% - 1.5% | Up to 90% of invoice value | 30 - 180 days |
| Commercial Real Estate Mortgage Loan | Annual interest rate 9.5% - 11.5% | 1% - 2% | 50,000 - 1,000,000 | 5 - 20 years |
Interest rates are determined by your business credit score, financial health, collateral, and relationship with hth. Existing clients and those with strong financials may qualify for lower rates.
Fuel your business growth with our flexible financing solutions
Frequently Asked Questions About Commercial Financing
Our commercial banking experts are ready to help you find the perfect financing solution for your business.